Privacy Policy for Spend Jot

Last Updated: May 13, 2025

Introduction

Welcome to Spend Jot ("we," "us," or "our"). We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application, Spend Jot (the "Application"). Please read this privacy policy carefully. IF YOU DO NOT AGREE WITH THE TERMS OF THIS PRIVACY POLICY, PLEASE DO NOT ACCESS THE APPLICATION.

We reserve the right to make changes to this Privacy Policy at any time and for any reason. We will alert you about any changes by updating the "Last Updated" date of this Privacy Policy. You are encouraged to periodically review this Privacy Policy to stay informed of updates.

Information We Collect

Spend Jot is designed to be a simple expense logger. The information we collect is primarily focused on providing and improving this service.

1. Data You Provide to Us:

• Expense Data: When you log an expense, we collect the information you enter, such as the amount, category, optional note, and date. This data is stored locally on your device.

2. Data Collected Automatically:

When you use the Application, we may automatically collect certain information, including:

• Usage Data: We may collect information about how you use the Application, such as the features you use, the frequency and duration of your usage. This data is typically collected in an aggregated and anonymous manner to help us improve the Application. (e.g., via Firebase Analytics or similar services).
• Device Information: We may collect information about your mobile device, such as device model, operating system version, unique device identifiers (e.g., Android ID), and mobile network information. This is used for providing services like ads and for analytics.
• Advertising IDs: If you use the free version of Spend Jot, which includes advertisements, your device's advertising identifier (e.g., Google Advertising ID for Android) may be collected by our third-party advertising partners (e.g., Google AdMob) to serve personalized or non-personalized ads. You can usually reset your advertising ID or opt-out of personalized advertising through your device settings.

3. Information for In-App Purchases:

If you choose to subscribe to Spend Jot premium features, the purchase is processed by the respective app store (Google Play Store). We use a third-party service, RevenueCat, to manage subscriptions. RevenueCat and the app stores may collect payment information, but Spend Jot does not directly collect or store your credit card details. RevenueCat provides us with anonymized subscription status information to unlock premium features in the app.

How We Use Your Information

We use the information we collect in the following ways:

• To provide, operate, and maintain the Application.
• To allow you to track and manage your expenses as intended by the Application.
• To understand and analyze how you use our Application and to develop new products, services, features, and functionality.
• To display advertisements (in the free version) which help support the development of the app.
• To process and manage your in-app purchases and subscriptions.
• To communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the Application, and for marketing and promotional purposes (if you opt-in).
• To comply with legal obligations.

Data Storage

Your personal expense data (amounts, categories, notes, dates) is stored locally on your device. We do not store this personal expense data on our servers. If you uninstall the app, this data may be deleted from your device, unless your device's operating system provides a backup that includes app data and you restore from that backup.

The CSV export feature allows you to save your data to a file on your device, which you then manage.

Anonymized and aggregated usage data collected for analytics may be stored by our third-party service providers (e.g., Google Analytics for Firebase).

Disclosure of Your Information

We do not sell your personal information. We may share information we have collected about you in certain situations:

• With Third-Party Service Providers:
  • Advertising Networks (e.g., Google AdMob): To display ads in the free version of the Application. These providers may use tracking technologies to collect information about your use of the Application and other websites and apps over time to serve you relevant ads. You can find Google's privacy policy here: https://policies.google.com/privacy
  • Subscription Management (e.g., RevenueCat): To manage your subscriptions and provide premium features. You can find RevenueCat's privacy policy here: https://www.revenuecat.com/privacy
  • Analytics Providers (e.g., Google Analytics for Firebase): To help us understand app usage and improve our services. This data is typically aggregated and anonymized.
• By Law or to Protect Rights: If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation.

Security of Your Information

We use administrative, technical, and physical security measures to help protect your information. While we have taken reasonable steps to secure the information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse. Any information disclosed online is vulnerable to interception and misuse by unauthorized parties. Therefore, we cannot guarantee complete security if you provide personal information.

Since your primary expense data is stored locally on your device, the security of that data also depends on the security measures you take for your device (e.g., password protection, keeping your OS updated).

Your Data Rights and Choices

• Access and Deletion of Local Data: You can access and delete your expense data directly within the Spend Jot application. Uninstalling the app will also typically remove locally stored data.
• Opt-out of Personalized Advertising: You can typically opt-out of personalized advertising by adjusting the settings on your mobile device (e.g., through "Ads" in your Android settings or "Tracking" in your iOS settings). This will not stop you from seeing ads, but they may be less relevant to you.
• Managing Subscriptions: You can manage your subscriptions through your Google Play Store account settings.

If you are a resident of the European Economic Area (EEA) or the UK, you have certain data protection rights. If you are a resident of California, you have certain rights under the California Consumer Privacy Act (CCPA). If you wish to exercise any of these rights, please contact us.

Children's Privacy

SpendJot does not collect personal information from the user, adult or a child, If we become aware that we have collected personal information from the user, we will take steps to remove that information from our servers (if any) or ensure it is not processed further.

Contact Us

If you have questions or comments about this Privacy Policy, please contact us at:

[email protected]